Hollywood was trying a new way to get film fans interested in the 2008 financial crisis, turning the worst collapse since the great depression into a tragicomedy. The big short tells the story of investors who believe the U.S housing market is about to crash and try to profit for it. The positive news is that banks are certainly less leveraged than they were in the build-up to the financial crisis. The new focus is on their leverage ratio or the amount of equity or loss-absorbing capital as a share of total assets. The minimum requirement now is 3 percentage with some countries such as Switzerland and the US requiring banks to meet a 5 percentage requirement. Despite the problems in the global market, there is no mania in the housing market or in mortgage lending as there was during the 2000s.
- When a counsellor terminates a session before communicating with the client
- Abstract — This paper explores the use of a reading lamp as an access point for a Visible Light Communications